Personal > Investments

Investing is no longer a luxury for some – it’s reality for all. Caisse Financial Group offers access to a wide range of products and services that will get your money working for you. When you’re ready to invest or want to finance an investment through a flexible loan, talk with your Caisse Financial Group Investment Specialist, or our Caisse Financial Group partner, C Finance. Ask about getting a financial plan.

Mutual Funds*
As a Caisse Financial Group member, you have access to a broad selection of mutual funds* to meet your individual investments needs and style. These funds are available through our partner, Credential Asset Management Inc., which provides a broad selection of mutual funds* from the top fund companies.

*Mutual funds are offered through Credential Asset Management Inc. and mutual funds and other securities are offered through Credential Securities Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, cash balances, mutual funds and other securities are not covered by Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated. Credential Securities Inc. is a Member of the Canadian Investor Protection Fund.

®Credential and Credential Securities, are registered marks owned by Credential Financial Inc. and are used under licence.

Term Deposit or Guaranteed Investment Certificate
Earn an attractive and guaranteed interest rate through this investment of funds for an open or fixed period of time (terms range from 30 days to seven years).

Bonds
Caisse Financial Group offers its members Canada Savings Bonds, Manitoba Builder Bonds (redemption only) and Manitoba Hydro Bonds.

TFSAs
Caisse Financial Group Tax Free Savings Account (TFSA) is the best way to take advantage of the Canadian Government's new initiative to encourage Canadians to save more. It's an opportunity that all Canadians should take advantage of, as it is a guaranteed way to put more dollars in your pocket every year.

Save up to $5,000 tax-free each year with Caisse Financial Group Tax Free Savings Account! For more details, please read the pamphlet on the TFSA.

RRSPs
A Registered Retirement Savings Plan is a government-approved plan through which you save money for your retirement years. Contributions, within limits, are tax deductible and the income earned is tax-sheltered. Investment options include mutual funds*, GICs or term deposits. Ask us about borrowing funds at a preferential rate of interest to maximize your RRSP contributions or enquire about pre-authorized contributions (PAC).

RRIFs
A Registered Retirement Income Fund is a tax-sheltered plan that allows members to convert accumulated RRSP savings without penalty into a flexible, secure retirement income. RRSPs must be converted to RRIFs by age 69.

RESPs
A Registered Education Savings Plan is an investment plan (where interest earned is tax sheltered) providing post-secondary education funding to the beneficiary. The federal government will also contribute 20 per cent on the first $2,000 deposited annually into a RESP account.

Non-Registered Investments
We can also manage all your non-registered (non-tax sheltered) investments.

Financial Plan
To obtain a written financial and estate plan that’s right for your needs, budget and aspirations, ask for a consultation with our Caisse Financial Group partner, C Finance. C Finance representatives are independent financial planning specialists who can help develop a tailor-made, no-obligation financial or retirement plan based on your individual portfolio or investment needs. Ask your Caisse Financial Group staff for details.

No investment is too large or too small!