Personal > Mortgages & Loans

Personal Loans | Mortgages | Line of Credit | Equity Loans | Student Loans | Online Application

PROFIT SHARING: When you borrow from the Caisse, you share in the profits

Personal Loans
Term and demand loans are available for just about any need, including a new vehicle, education, holidays, renovations or a consolidation of debts, RRSPs and other investments. Choose from fixed or variable rates, as well as flexible and automated plans to suit you.

Mortgages
Available to purchase real estate property or to restructure debts at today's competitive rates. A Caisse mortgage is the best choice because it offers...

Low interest, highly competitive rates (variable or fixed)
Open or closed mortgages
No-penalty prepayment options
Terms from six months to 10 years
Conventional mortgages (25% down payment)
CMHC approved (5% down payment)
Skip a payment option
Flexible payment options: weekly, bi-weekly, semi-monthly, monthly or quarterly payment plans (can include property tax)
Automated payment plans
Optional life and disability insurance
Optional critical illness and loss of employment insurance
Itemized monthly statement giving details related to breakdown of principal and interest

Line of Credit
A convenient alternative to applying for a personal loan. This pre-authorized borrowing limit can be accessed through your existing chequing account, making these low-interest funds readily available and easily repayable through chequing account deposits.

Equity Loans
Borrow from the accumulated equity in your home. (Amount already paid on your mortgage.)

Student Loans
Apply this loan towards tuition, books, living costs or any other post-secondary expenses.

Online Application
To apply for a personal loan and/or a mortgage, fill in the online application form. It's easy, and most of all, it's secure.