Guaranteed Investment Certificate (GIC)
A Guaranteed Investment Certificate (also known as a GIC or a Term Deposit) allows you to invest at a fixed interest rate without worrying about interest rate fluctuations.
A Guaranteed Investment Certificate (also known as a GIC or a Term Deposit) allows you to invest at a fixed interest rate without worrying about interest rate fluctuations.
A Regular GIC is used to set aside funds for any purpose or to earn a higher rate of return on your savings.
Interest Rate
Non-Redeemable | Redeemable | |
12 months | 2.85%** | 1.35% |
24 months | 2.75% | n/a |
36 months | 3.05% | n/a |
48 months | 3.35% | n/a |
60 months | 3.65% | n/a |
84 months | 3.75% | n/a |
**Indicates a special offer for a limited time. Some conditions apply. Contact your branch for details. |
Minimum Balance
$1,000
Features
Interest is calculated daily and is paid at maturity for terms of one year or less or annually for terms exceeding one year. Rates subject to change without notice.
A mutual fund is a cost-effective way to invest in the market.
The Credential Asset Management Investment Specialists at Caisse Financial Group offer a wide range of mutual funds from the top fund companies.
How a mutual fund works
Questions?
Contact a Credential Asset Management Investment Specialist. Consultations are free of charge.
Mutual funds are offered through Credential Asset Management Inc. Unless otherwise stated, cash balances, mutual funds and other securities are not covered by Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.