fbpx
e–Caisse Login

Guaranteed Investment Certificate (GIC)

A Guaranteed Investment Certificate (GIC or a Term Deposit) allows you to invest your savings at a fixed interest rate for a specified period of time.

Questions?
Contact a Branch near you

TFSA GIC

A TFSA GIC is used to invest funds at a fixed rate in a Tax Free Savings Account.

Interest Rate

Non-RedeemableNon-RedeemableRedeemable
30-59 days0.45%12 months1.55%1.10%**
60-89 days0.50%24 months1.60%1.20%
90-119 days0.55%36 months1.65% 1.25%
120-179 days0.60%48 months1.75%1.35%
180-269 days0.65%60 months1.85%1.45%
270-364 days0.70%84 months1.95%1.55%
Some conditions apply. Contact your branch for details.
** Indicates a special offer for a limited time. Some conditions apply.

Minimum Balance
$1,000

Features

Questions?
Contact a Branch near you.

Interest is calculated daily and is paid at maturity for terms of one year or less or annually for terms exceeding one year. Rates subject to change without notice.

RRSP GIC

A RRSP GIC is used to invest funds at a fixed rate in a Registered Retirement Savings Plan.

Interest Rate

Non-Redeemable Non-RedeemableRedeemable
30-59 days0.45%12 months1.55%1.10%**
60-89 days0.50%24 months1.55%
90-119 days0.55%36 months1.65%
120-179 days0.60%48 months1.75%
180-269 days0.65%60 months1.85%
270-364 days0.70%84 months1.95%
** Indicates a special offer. Click for details.

Minimum Balance
$1,000

Features

Questions?
Contact a Branch near you.

Interest is calculated daily and is paid at maturity for terms of one year or less or annually for terms exceeding one year. Rates subject to change without notice.

RRIF GIC

A RRIF GIC is used to invest funds at a fixed rate in a Registered Retirement Income Fund.

Interest Rate

Non-Redeemable Non-RedeemableRedeemable
30-59 days0.45%12 months1.55%1.10%**
60-89 days0.50%24 months1.55%
90-119 days0.55%36 months1.65%
120-179 days0.60%48 months1.75%
180-269 days0.65%60 months1.85%
270-364 days0.70%84 months1.95%
** Indicates a special offer. Click for details.

Minimum Balance
$1,000

Features

Questions?
Contact a Brach near you.

Interest is calculated daily and is paid at maturity for terms of one year or less or annually for terms exceeding one year. Rates subject to change without notice.

Regular GIC

A Regular GIC is used to set aside funds for any purpose or to earn a higher rate of return on your savings.

Interest Rate

Non-RedeemableNon-RedeemableRedeemable
30-59 days0.45%12 months1.55%1.10%**
60-89 days0.50%24 months1.60%1.20%
90-119 days0.55%36 months1.65% 1.25%
120-179 days0.60%48 months1.75%1.35%
180-269 days0.65%60 months1.85%1.45%
270-364 days0.70%84 months1.95%1.55%
Some conditions apply. Contact your branch for details.
** Indicates a special offer for a limited time. Some conditions apply.

Minimum Balance
$1,000

Features

Interest is calculated daily and is paid at maturity for terms of one year or less or annually for terms exceeding one year. Rates subject to change without notice.

U.S. GIC

A U.S. GIC is used to earn interest on U.S. funds.

Interest Rate

30-59 days0.05%12 months0.30%
60-89 days0.05%24 months0.40%
90-119 days0.10%36 months0.50%
120-179 days0.10%48 months0.60%
180-269 days0.20%60 months0.70%
270-364 days0.20%84 months0.80%
All U.S. GICs are non-redeemable.

Minimum Balance
$1,000

Features

Interest is calculated daily and is paid at maturity for terms of one year or less or annually for terms exceeding one year. Rates subject to change without notice.